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CLOSE BROTHERS RETAIL FINANCE OPTIONS

If you wish to pay via finance this can be done on line by selecting the 'CLOSE BROTHERS RETAIL FINANCE' option at the checkout

 

At The Place for Homes we offer fantastic quality furniture at extraordinary prices. However we understand that not everyone wants to pay in full and sometimes it suits our customers to pay over a certain amount of time in order to spread the cost.

In order to cater to as many of our customers financial needs as possible, here at The Place for Homes we offer several finance packages in order to spread the cost.

 

Credit Options Avavilable

 

1. £500 - £1000          - 6 months Interest free credit - Minimum 20% deposit

2. £1000 - £1500        - 12 Months Interest free credit - Minimum 20% Deposit

3. £1500 - £2000         - 18 Months Interest free credit - Minimum 20% Deposit

4.  >£2000                  - 24 Months Interest free credit - Minimum 20% Deposit

 

 Representative Example for Interest Free Credit 0% Representative:-

 

Total Price:   £1500
  
Cash price (inc. delivery & VAT):£1500
Deposit:£150
Amount of credit:£1350
Charge for credit:£0.00
Balance to be paid:£1350
Total amount payable:£1350
12 monthly repayments of:£112.50
Representative 0% APR

Interest Rate

 

0%FIXED

 

 

 

 

 

 

 

 

 

 

 

 

You pay: £112.50 per month

 

 GET INTEREST FREE CREDIT TODAY

To apply for finance simply select the product yuou wish to order, once at the checkout phase select the 'Close Brothers Retail Finance' option, complete the online application and then receive an instant decision.

WHO CAN APPLY FOR FINANCE?

  •  Applicant must be 18 years or over on application date
  • In a permanent UK residence - minimum of 3 years
  • Fulfill one of the following employment criteria:
  1. In regular, permanent employment working a minimum of 16 hours per week (includes students)
  2. Retired from regular employment. Minimum age 50 years
  3. Not working through disability
  4. Self-employed

 

THE PLACE FOR HOMES LTD ACT AS A BROKER AND NOT A LENDER. CLOSE BROTHERS RETAIL FINANCE ACT AS THE LENDER. CREDIT IS SUBJECT TO APPLICATION & STATUS

 

The Place for Homes Ltd, Unit 1 Retail Area, Sutton Road, Cowbridge, Vale of Glamorgan, CF71 7PA acts as a credit broker and not the lender, The Place for Homes Ltd only offers financial products from Close Brothers Retail Finance. Close Brothers Retail Finance acts as the lender. Close Brothers Retail Finance is a trading name of Close Brothers Limited. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.

 

FINANCE FAQ'S

 

Q. What type of credit options do you offer?

A. Depending on the total cost of your order, we offer 6, 12, 18 & 24 months Interest Free Credit (subject to status).

Q. Is there a minimum order value for credit applications?
A. Yes. Credit is only available on orders of £500 or more.

Q. How do I apply for credit?
A. To apply for finance simply select the finance option for the payment method during checkout and follow the on screen instructions.

Q. When can I apply for finance?
A. Finance can be applied for at any time via our website.

Q. What happens next if my application is approved?
A. If your application is approved we will confirm your order, once your order has been delivered to you your payments will to Close Brothers Retail Finance will then begin.

Q. Are my personal details secure?
A. Yes, our website uses the latest 256 bit high-grade encryption to protect you. There have been no documented cases of credit card fraud using our shopping system over the Internet.

Q. What happens if my application is declined?
A. If our credit provider declines your application you will have the option of choosing an alternative method of payment (i.e. credit/debit card or BACS).

Q. Am I eligible for finance?
A. In order to apply for finance you must:

  • be at least 18
  • be either employed for more than 16 hours per week, self-employed, a house person, retired and over the age of 50, or in receipt of an invalidity or disability allowance.
  • have been a UK resident for 3 years or more.
  • be able to make repayments by direct debit.
  • be able to provide your previous address if you have lived at your current address for less than 3 years.

Q. What information do you need from me?

A. For a decision on your credit application you will need to provide your personal contact details, residence, employment and bank details (including bank account number and sort code) as well as a form of ID which can be either a drivers license or passport.

The credit advertised is provided by one of a number of credit providers with whom we have a commercial relationship.