At The Place for Homes we offer fantastic quality furniture at extraordinary prices. However we understand that not everyone wants to pay in full and sometimes it suits our customers to pay over a certain amount of time in order to spread the cost.
In order to cater to as many of our customers financial needs as possible, here at The Place for Homes we offer several finance packages in order to spread the cost.
1. £500 - £1000 - 6 months Interest free credit - Minimum 20% deposit
2. £1000 - £1500 - 12 Months Interest free credit - Minimum 20% Deposit
3. £1500 - £2000 - 18 Months Interest free credit - Minimum 20% Deposit
4. >£2000 - 24 Months Interest free credit - Minimum 20% Deposit
Representative Example for Interest Free Credit 0% Representative:-
|Cash price (inc. delivery & VAT):||£||1500|
|Amount of credit:||£||1350|
|Charge for credit:||£||0.00|
|Balance to be paid:||£||1350|
|Total amount payable:||£||1350|
|12 monthly repayments of:||£||112.50|
You pay: £112.50 per month
GET INTEREST FREE CREDIT TODAY
To apply for finance simply select the product you wish to order, once at the checkout phase select the 'Apply for Finance KLARNA' option, complete the online application and then receive an instant decision.
WHO CAN APPLY FOR FINANCE?
THE PLACE FOR HOMES LTD ACT AS A BROKER AND NOT A LENDER. KLARNA Bank AB(publ) ACT AS THE LENDER. CREDIT IS SUBJECT TO APPLICATION & STATUS
The Place for Homes Ltd, Unit 1 Retail Area, Sutton Road, Cowbridge, Vale of Glamorgan, CF71 7PA acts as a credit broker and not the lender, The Place for Homes Ltd only offers financial products from Klarna Bank AB(publ), Klarna Bank AB(publ) acts as the lender. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.
Q. What type of credit options do you offer?
A. Depending on the total cost of your order, we offer 6, 12, 18 & 24 months Interest Free Credit (subject to status).
Q. Is there a minimum order value for credit applications?
A. Yes. Credit is only available on orders of £500 or more.
Q. How do I apply for credit?
A. To apply for finance simply select the finance option for the payment method during checkout and follow the on screen instructions.
Q. When can I apply for finance?
A. Finance can be applied for at any time via our website.
Q. What happens next if my application is approved?
A. If your application is approved we will confirm your order, once your order has been delivered to you your payments with Klarna Bank AB(publ) will then begin.
Q. Are my personal details secure?
A. Yes, our website uses the latest 256 bit high-grade encryption to protect you. There have been no documented cases of credit card fraud using our shopping system over the Internet.
Q. What happens if my application is declined?
A. If our credit provider declines your application you will have the option of choosing an alternative method of payment (i.e. credit/debit card or BACS).
Q. Am I eligible for finance?
A. In order to apply for finance you must:
Q. What information do you need from me?
A. For a decision on your credit application you will need to provide your personal contact details, residence, employment and bank details (including bank account number and sort code) as well as a form of ID which can be either a drivers license or passport.
The credit advertised is provided by one of a number of credit providers with whom we have a commercial relationship.
Q. How do I contact Klarna regarding my Fiance agreement?
A. You can contact Klarna via the following telephone number 0333 321 6080 or you can visit their website https://www.klarna.com/uk/customer-service/