At The Place for Homes we offer fantastic quality furniture at extraordinary prices. However we understand that not everyone wants to pay in full and sometimes it suits our customers to pay over a certain amount of time in order to spread the cost.
In order to cater to as many of our customers financial needs as possible, here at The Place for Homes we offer several finance packages in order to spread the cost.
Credit Options Avavilable
1. £500 - £1000 - Minimum 20% deposit - 6 months deferred - £29 Settlement fee
2. £1000 - £2000 - 10 Months Interest free credit - Minimum 10% Deposit
3. > £2000 - 20 Months Interest free credit - Minimum 10% Deposit
Representative Example for Interest Free Credit 0% Representative:-
|Cash price (inc. delivery & VAT):||£||1500|
|Amount of credit:||£||1350|
|Charge for credit:||£||0.00|
|Balance to be paid:||£||1350|
|Total amount payable:||£||1350|
|10 monthly repayments of:||£||135|
You pay: £135 per month
Representative Example for Buy Now Pay Later :-
|Current Web Site Total Price:||£||500|
|Cash price (inc. delivery & VAT):||£||500|
|Amount of credit:||£||450|
|Charge for credit:||£||134.32|
|Balance to be paid:||£||584.32|
|Total amount payable:||£||584.32|
|36 monthly repayments of:||£||16.23|
|Interest Rate:||19.9% Fixed Per Annum|
You pay £62.95 per month
If the agreement is settled in full before the first payment is due. then no interest is payable, although a £29 early settlement fee is applicable. Remember this is a 36 month agreeement.
You can always decrease your monthly repayments even further by choosing to pay a larger deposit. We will then recalculate the change in payments for you.
GET INTEREST FREE CREDIT TODAY
To apply for finance simply call our Finance Team at The Place for Homes on 01446 772927
WHO CAN APPLY FOR FINANCE?
THE PLACE FOR HOMES LTD ACT AS A BROKER AND NOT A LENDER. BARCLAYS PARTNER FINANCE ACT AS THE LENDER. CREDIT IS SUBJECT TO APPLICATION & STATUS
The Place for Homes Ltd, Unit 1 Retail Area, Sutton Road, Cowbridge, Vale of Glamorgan, CF71 7PA acts as a credit broker and not the lender, The Place for Homes Ltd only offers financial products from Barclays Partner Finance. Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned sudsiduary of Barclays Bank PLC. Clydesdale Financial Services Limited is authoprised and regulated by the Financial Conduct Authority (Financial Services Register number 311753) Registered in England. Registered No 2901725. Registered Office: 1 Churchill Place, London, E14 5HP.
Q. What type of credit options do you offer?
A. Depending on the total cost of your order, we offer 6 months Buy Now Pay Later options and 10, 20 months Interest Free Credit (subject to status).
Q. Is there a minimum order value for credit applications?
A. Yes. Credit is only available on orders of £500 or more.
Q. How do I apply for credit?
A. To apply for finance simply call us on 01446 772927. An agreement will be posted to you for authorisation.
Q. When can I apply for finance?
A. Finance can be applied for between 9:30am - 5pm Monday - Friday and 10am - 4:30pm Sat / Sun
Q. What happens next if my application is approved?
A. If your application is approved we will confirm your order. We will then send your approved finance agreement to you. Simply sign, date and return to us in the prepaid envelope. Upon receipt of the signed agreement we will immediately process your order and dispatch your goods within the specified lead time.
Q. Are my personal details secure?
A. Yes, our website uses the latest 256 bit high-grade encryption to protect you. There have been no documented cases of credit card fraud using our shopping system over the Internet.
Q. What happens if my application is declined?
A. If our credit provider declines your application you will have the option of choosing an alternative method of payment (i.e. credit/debit card or BACS). If you have paid a deposit this will be refunded to you should you not be in a position to proceed with your order.
Q. Am I eligible for finance?
A. In order to apply for finance you must:
Q. What information do you need from me?
A. For a decision on your credit application you will need to provide us with your personal contact details, residence, employment and bank details (including bank account number and sort code). Having this information to hand will speed up your application.
The credit advertised is provided by one of a number of credit providers with whom we have a commercial relationship.